Politics
TRANSFERRING PENSION SAVINGS TO THE IPM TRENDING QUESTIONS ABOUT THE UAPF 20.08.2026
Who is eligible to take advantage of the legislative changes regarding the option to transfer up to 100% of pension savings formed through compulsory pension contributions and compulsory occupational pension contributions to an investment portfolio manager (IPM)? How does the transfer process work?Currently, depositors can transfer up to 50% of their savings, formed through compulsory pension contributions (CPC) and compulsory occupational pension contributions (COPC), and up to 100% of voluntary pension contributions, to investment portfolio managers (IPMs). Effective September 7, 2026, contributors' ability to transfer mandatory savings to IPMs will be expanded to 100%. For depositors' convenience when choosing an IPM, all necessary information is published monthly on the online pension asset investment management platform, invest.enpf.kz, including financial indicators, pension asset returns, the size of pension assets under trust management, the investment portfolio structure, and its dynamics.To transfer pension savings to an IPM, a contributor must select an IPM from the register of IPMs approved for pension asset management (detailed information is available on the UAPF website in the "Services - Transfer to Trust Management - Register of Investment Portfolio Managers" section), and then submit an application using the appropriate form. This can be done in your personal account on the enpf.kz website using an electronic digital signature, or at any UAPF branch.The status of your submitted application to transfer pension savings to trust management can be tracked in your personal account on the website or in the UAPF mobile app under the "My Applications for Payments/Transfers/VPC Refunds" tab.The process of submitting applications for transfer to IPM, as well as their processing by UAPF, is fully automated. UAPF transfers pension assets to IPM trust management within the timeframes established by regulations. What IPM can offer? Starting July 1, 2023, investors have been able to transfer up to 50% of compulsory pension contributions (CPCs), compulsory occupational pension contributions (COPCs), and up to 100% of voluntary pension contributions (VPCs) to private investment portfolio managers (IPMs), regardless of the minimum sufficiency threshold. They can also transfer the entire amount of savings under CPCs and/or COPCs if they have a pension annuity agreement with an insurance company. Starting September 7, 2026, contributors' ability to transfer mandatory savings to IPMs will be expanded to 100%.Transferring up to 100% of pension savings to IPM management opens up opportunities for contributors to grow their capital long-term, tailored to their own preferences, based on a study of IPM indicators and strategies.Which companies may be permitted to manage pension assets??Only IPMs listed in the register of pension asset management companies of the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market (ARDFM) are permitted to manage pension assets, regardless of strategy. The ARDFM has developed specific requirements for IPMs: they must possess a license to manage an investment portfolio, have successful experience in the market and managing client assets, demonstrate positive financial and economic performance over the past several years, have sufficient equity capital to cover losses associated with investing pension assets, etc. Furthermore, IPMs must enter into a trust agreement with the UAPF for the management of pension assets and have a tripartite custodial agreement with the UAPF and the custodian bank.Currently, six companies are permitted to manage pension assets. These include: Alatau City Invest JSC, BCC Invest JSC, Halyk Global Markets JSC (Halyk Global Markets JSC notified UAPF on December 30, 2025, of its agreement termination effective January 1, 2027, at the initiative of this IPM. Therefore, UAPF will not accept new applications from contributors to transfer pension assets to its management effective January 1, 2026), Halyk Finance JSC, Centras Securities JSC, and Tansar Capital JSC. If a company is removed from the register, contributors' savings will return to the management of the National Bank. How to choose which company to trust to manage your pension savings?Before deciding to transfer your pension savings to a trust, we recommend carefully reviewing the current list of IPMs on the market and examining their investment statements on the UAPF website. It is important to analyze the IPM's financial performance, as well as information on the application of administrative measures, sanctions, and enforcement actions by the regulator (ARDFM) against the IPM (if any).The choice of an IPM is an independent decision for the contributor. On the UAPF portal (https://invest.enpf.kz/), you can compare various critical IPM performance indicators, such as profitability, NU (the specific value of pension assets used to characterize their change as a result of investment, the rate of which depends on the accrued investment income (loss)), portfolio structure, and the IPM's financial performance.The Unified Internet Information Platform for Investment Management is a modern digital resource that provides contributors with the opportunity to analyze pension investments online. In their personal account, contributors can, among other things:check the available amount for transfer/return to/from the IPM/the National Bank of the Republic of Kazakhstan;review the terms and conditions for submitting an application to select (change) an IPM or to return pension savings held in trust by the IPM to the trust management of the National Bank of the Republic of Kazakhstan;submit an application to select (change) an IPM or to return to the National Bank of the Republic of Kazakhstan and track its status;access other available pension services.Thus, the unified online platform invest.enpf.kz is becoming an important element in the development of digital services in the pension system, facilitating more informed participation by contributors in managing their pension capital and shaping their financial future.Up-to-date information on the selected IPM investment portfolio is also available on the Fund's website: https://www.enpf.kz/ru/services/Invest/57501/ Are UAPF databases adapted for transferring large savings amounts and, in the future, managing/tracking multiple portfolios? How is integration with IPM systems implemented? It's worth noting that the Fund already has extensive experience integrating its systems within various government programs. Accordingly, UAPF's information systems allow for the accounting of all data during interactions with the IPM.At the same time, UAPF remains the common accounting and information center for all contributors, operating their individual pension savings accounts regardless of who manages the assets (the NBRK and/or the IPM, at the contributor's discretion). Source : https://www.gov.kz/memleket/entities/abay/press/news/details/1277376?lang=ru
“Lotus Fest-2026”: 94 People Take Part in Run Marathon 15.08.2026
As part of the “Lotus Fest-2026” festival, a Run Marathon was held. A total of 94 people took part in the race, covering a distance of 3 kilometers, reports the Regional Communications Service.The oldest participant in the race was 82 years old. The participation of people of different ages demonstrated the growing interest in mass sports.The first runner to cross the finish line, Diar Kuspanov, shared his impressions:— I was the first to finish the marathon. It was a little difficult, but the experience was simply incredible. I think everyone who ran this marathon experienced special emotions. Congratulations on the first Run Marathon! — he said.For the participants, it was not just a sporting competition, but also an opportunity to spend time outdoors and enjoy a boost of positive emotions. After completing the marathon, all participants finished their respective distances and continued to enjoy the festive atmosphere of the festival.Source : https://www.gov.kz/memleket/entities/atyrau/press/news/details/1274689?lang=ru
In the Atyrau Region, the “Lotus Fest – 2026” festival has kicked off 15.08.2026
The Lotus Fest – 2026 festival has begun in the Kurmangazy District of the Atyrau Region, celebrating the blooming season of the lotus, one of the region’s unique natural treasures.The two-day festival has brought together local residents, guests from different regions of Kazakhstan, and international tourists.Around 2,000 people attended the festival during its first few hours.As part of the festivities, guests can enjoy a cultural and entertainment programme, national sports competitions, a handicraft fair, traditional Kazakh cuisine, activities for children, and a concert programme. Renowned Kazakh singer Kuandyk Rakhym will perform as a special guest.The main highlight of the festival is the opportunity to take a boat trip along the Kigash River and admire the beautiful lotus fields blooming in their natural habitat.Lotus Fest – 2026 aims to showcase the tourism potential of the Atyrau Region, promote the unique natural heritage of the Kurmangazy District, and contribute to the development of ecotourism.Source : https://www.gov.kz/memleket/entities/atyrau/press/news/details/1274687?lang=ru
«Lotus Fest» Festival Kicks Off on the Kigach River 15.08.2026
On August 15–16, the «Lotus Fest» festival is taking place in a unique natural setting in the Teniz Rural District of Kurmangazy District, Atyrau Region.Festival guests can enjoy tourism competitions, the «Lotus Run» marathon, a children’s play area, a concert program featuring pop stars, photo zones, shopping pavilions, a handicraft fair, and food courts.Most importantly, visitors will have the opportunity to take a boat ride along the Kigach River and admire a rare natural wonder - the beautiful lotus flowers.«Lotus Fest» is expected to become a special festival where nature, culture, and unforgettable experiences come together.Source : https://www.gov.kz/memleket/entities/atyrau/press/news/details/1274679?lang=ru
This Year the «LOTUSFEST – 2026» Festival Expects About 10,000 Guests 11.08.2026
On August 15-16, the «LOTUSFEST-2026» festival will take place in the village of Tengiz in the Kurmangazy district.Last year, the first time the festival was organized, about 5,000 tourists attended. This year that number is expected to double, with around 10,000 guests anticipated, the Regional Communications Service reports.As part of the two-day festival, there will be concerts featuring pop stars, sports competitions, and various entertainment programs.On the first day of the festival, a regional tourism competition will be held. Participants will spend the night on the festival grounds and take part in the following day's program.On August 15, the «LOTUS FLOTILLA» boat parade will take place, along with the «LotusRUN» marathon. Runners will race from the village of Zhambyl to the festival grounds. This will be followed by the official opening ceremony of the festival.The opening program will include a theatrical performance, appearances by ethno-folklore and choreographic ensembles, and a performance by Kazakh pop singer Kuandyk Rakhim.At the evening gala concert, performances will be given by the group «MELOMEN», BYTANAT, ALKHAM, TURAR, and artists from the N. Zhanturin Regional Philharmonic.– The festive program will continue on the second day of the festival as well. That day, visitors will be able to enjoy performances by Yerkebulan Kumar, Gadilbek Zhanai, NURLAN and MURAT, and the group «Zaman», said Muradym Muzafar, akim of the village of Tengiz.On the festival grounds, there will be photo zones, a children's play area, a fair of craft artisans, trading pavilions, and a food court. Guests will be able to take boat rides and relax amid nature.Source : https://www.gov.kz/memleket/entities/atyrau/press/news/details/1272205?lang=ru
От апорта до экспорта: в Алматинской области развивают яблочное производство 10.08.2026
В этом году садоводы Алматинской области планируют собрать около 100 тысяч тонн яблок. 80% урожая будет направлено на внутренний рынок, остальные 20% - на экспорт. Яблоки из Алматинского региона в основном экспортируются в Таджикистан, Кыргызстан, Россию и Беларусь. Кроме того, 10% собранного урожая планируется использовать для производства соков, пюре, варенья и другой переработанной продукции.Сегодня общая площадь яблоневых садов в области составляет 9,9 тысячи гектаров. Из них 2,2 тысячи гектаров занимают интенсивные сады. По объемам выращивания яблок лидирует Еңбекшіқазақский район. Здесь ежегодно собирают 34,1 тысячи тонн продукции. Далее следуют Уйгурский, Талгарский, Карасайский и Жамбылский районы.В регионе выращивают 21 сорт яблок. Среди них - Алматинский апорт, Фуджи, Гала, Голден Делишес, Синап, Кандиль, Айдаред и другие распространенные сорта. Особым спросом на международном рынке пользуется сорт Гала.За последние три с половиной года в Алматинской области собрано более 282 тысяч тонн яблок, из которых 1,5 тысячи тонн экспортировано на зарубежные рынки. Экспортная выручка составила около 1 млн 549 тысяч долларов США. В настоящее время ведется работа по расширению экспорта на рынки стран Европы, Китая, Центральной Азии и Ближнего Востока. При этом планируется поставлять за рубеж не только свежие яблоки, но и переработанную продукцию - соки, сушеные яблоки, пастилу и другие изделия.Для повышения урожайности высаживаются продуктивные саженцы, внедряются системы капельного орошения и цифровые технологии, расширяются площади интенсивных садов.Особое внимание в Алматинской области уделяется развитию Алматинского апорта как бренда международного уровня. В рамках проекта по восстановлению апортовых садов увеличивается производство качественного посадочного материала и закладываются новые сады. Сегодня общая площадь апортовых садов в области составляет около 2,3 тысячи гектаров. Ежегодно здесь собирают 6,6 тысячи тонн апортовых яблок, средняя урожайность составляет 88,5 центнера с гектара.Параллельно реализуются новые проекты в сфере хранения и переработки плодово-овощной продукции. Один из них - строительство завода «QAZAQ Global Food JV», мощность которого составит 80 тысяч тонн плодоовощной продукции в год. После запуска предприятия объем переработки увеличится, а возможности для длительного хранения яблок расширятся. Это позволит реализовывать продукцию на рынке и в межсезонье, а также увеличивать экспортные поставки.В регионе также работают небольшие крестьянские хозяйства, занимающиеся выращиванием яблок. Одно из них - сад «Хишманов», расположенный в селе Әймен Еңбекшіқазақского района. Общая площадь сада составляет 14 гектаров. На 4 гектарах выращиваются саженцы. На остальных площадях разбит сад и проводятся различные эксперименты.Крестьянское хозяйство также обеспечивает работой жителей села Әймен и близлежащих населенных пунктов. Здесь на постоянной основе трудятся 15 человек, а в период сбора урожая и посадки саженцев численность работников увеличивается до 30–45 человек. В прошлом году было получено 12 тонн продукции. В этом году планируется увеличить объем до 24 - 28 тонн.При сборе яблок отходов практически не остается: вся продукция проходит специальную сортировку и используется. Практически весь урожай реализуется на территории Казахстана.«Мы работаем над размножением сортов казахстанской селекции - Анель, Айнур, Дамира, Восход и Раши, которые ранее находились на грани исчезновения». Эти сорта дают хороший урожай и отличаются прекрасным вкусом. У нас есть небольшой питомник, где в основном выращиваем саженцы для собственного сада. Изучаем, какие сорта лучше подходят для нашего региона, и только после этого начинаем выращивать их в саду», - говорит руководитель крестьянского хозяйства Руслан Хишманов.В настоящее время садоводы, которые обеспечили надлежащий уход за яблоневыми садами, уже приступили к первому сбору урожая. В области системно проводится работа по повышению урожайности яблок, сохранению и увеличению количества отечественных сортов.Расширяются площади новых садов, внедряются современные системы орошения и цифровые технологии. Одновременно приоритетное внимание уделяется развитию инфраструктуры хранения и переработки продукции, что позволит укрепить экспортный потенциал местных яблок.В перспективе эта работа позволит вывести яблочное производство области на новый уровень и увеличить объем качественной отечественной продукции.Source : https://www.gov.kz/memleket/entities/almobl/press/news/details/1271177?lang=ru