On April 1, 2026, banks began transmitting information about mobile transfers of individuals to the tax authorities. This measure is aimed at ensuring transparency of financial transactions and identifying unregistered business activities.

Which transfers are subject to control?
Not all transfers are subject to verification, but only if the following conditions are met simultaneously:
- receipt of funds from 100 or more different persons;
- regular receipt of transfers for 3 consecutive months;
- the total amount exceeds 1,020,000 tenge.
Pay attention. Verification is carried out only if all the specified conditions are met.

How is the check going?
It is important to know that these changes do not mean that accounts are automatically blocked. The verification procedure is carried out in stages:
1. On-site monitoring (remote analysis) is carried out;
2. An official notification is sent to the taxpayer.;
3. Within 30 working days, an opportunity is provided to provide an explanation, confirm the source of funds, and, if necessary, eliminate the identified violations.

If the transfers are of a personal nature
Transfers are not subject to taxation if the funds have been received:
- the quality of help from relatives;
- for medical treatment;
- on account of repayment of the debt;
- as a gift or for personal needs.
These facts, if necessary, can be confirmed by appropriate documents or explanations.

The main purpose of the control
The main task is to identify hidden (unregistered) business activities. For example, the systematic sale of goods or services without registering an individual entrepreneur, as well as regular income generation without paying taxes.

What is important for citizens
- Transfers between individuals for personal purposes are legal and tax-free;
- The control is not aimed at all citizens, but at individuals running a hidden business.;
- If you are not engaged in entrepreneurial activity, there is no reason to worry.
Mobile transfer control is a tool for bringing illegal business out of the shadows, rather than total control over all financial transactions of citizens.

Department of Explanatory Work and Contact Center
State Duma of the Pavlodar region

Source : https://www.gov.kz/memleket/entities/kgd-pavlodar/press/news/details/1209322?lang=kk