What You Need to Know About a Retirement Annuity?Kazakhstanis who have pension savings (PS) in UAPF can choose the method of receiving a pension: according to the schedule from UAPF until the funds are exhausted, for life through an insurance company, or using a combination of the above options. To receive stable monthly benefit payments throughout life or a guaranteed period, a pension annuity agreement is drawn up with an insurance company.What is a pension annuity? Pension annuity - This is an agreement between a citizen and a life insurance company, under which the insurance company undertakes to pay a monthly pension for life or until a certain age.Currently, the following types of pension annuities exist on the insurance market of Kazakhstan: an immediate pension annuity, under which payments begin immediately after the conclusion of the agreement, a deferred pension annuity, under which payments begin not immediately, but after a certain time specified in the agreement (this type of annuity allows you to increase the amount of future payments by investing funds during the deferment period), a joint (spousal) pension annuity, combining the pension income of two persons to receive lifetime payments (in the event of the death of one of the participants, the second continues to receive pension benefit payments. Conditions for concluding an annuity agreement:reaching the appropriate age. The age at which a citizen can enter into an annuity agreement depends on the type of annuity and the presence of compulsory occupational pension contributions (COPC):- Men can apply for an immediate pension annuity from the age of 55, women - from the age of 53 (from 2028, the female age will gradually increase and by 2031 it will reach 55 years). If there are COPCs paid for a period of at least 60 months, an immediate pension annuity can be purchased even earlier - from the age of 50 for both men and women (payments under the immediate annuity are made in all cases immediately after the conclusion of the contract).- Deferred annuity is issued to contributors of compulsory pension contributions (CPC), regardless of gender, from the age of 45, and representatives of harmful and dangerous professions for whom COPCs have been paid for at least 60 months - from the age of 40. Payments under the deferred annuity in all cases will begin from the age of 55.availability of a sufficient amount of PS, ensuring an insurance payment in the amount of not less than 70% of the subsistence minimum (SM) established for the relevant financial year by the law on the republican budget. In 2025, to receive the minimum monthly payment of 32,360 tenge, which is 70% of the SM, at least 9.1 million tenge for men and 11.9 million tenge for women are required.If the PS from CPC and/or COPC is not enough to issue an annuity, you can use savings from voluntary pension contributions (VPC). If savings are not enough even taking into account the amount of all types of contributions, you can issue a joint annuity with your spouse or close relatives (parents, children, adoptive parents, adopted children, full and half siblings, grandparents, grandchildren) or supplement the amount from your own funds. Key Features of a Retirement Annuity: it is possible to receive pension benefits before the official retirement age;payments are made until the end of life/guaranteed period even if their amount exceeds the amount of savings transferred to the insurance company;the pension amount is indexed annually by 7%;the beneficiary, when purchasing a pension annuity, transfers ownership of the savings to the insurance company, that is, he will not be able to use them for alternative needs, in the event of his death, the savings will not be inherited by relatives (while pension savings in UAPF are inherited). At the same time, within the framework of the pension annuity agreement, it is possible to provide for a guaranteed period of pension payments, during which certain payments will be transferred first to the beneficiary, and in the event of his death - to the heirs.            Procedure for concluding an agreement. Restrictions on termination/modification of the agreementThe pension annuity agreement is concluded in writing. The basis for concluding the pension annuity agreement is an application to the insurance company of the CPC contributor (contributors) and (or) an individual for whom the COPC is transferred, containing the data necessary for calculating the insurance premium and identifying the policyholder (insured). You can get more complete information on the list of required documents and methods of submission on the UAPF website in the section "Services - Pension Annuity".For two years from the date of conclusion, the pension annuity agreement cannot be terminated or changed. After this period, despite the possibility of making changes to the agreement, it is not possible to return all funds to the account in UAPF: the insurance company must have an amount that ensures a lifetime monthly insurance payment of at least 70% of the PM in effect on the date of making changes.Termination of the agreement after two years is possible only if a new annuity agreement is concluded with another insurance company. In this case, the funds are transferred to a new insurance organization.You can calculate the amount sufficient for transfer to the insurance company, as well as compare the amounts of expected payments from the insurance company and from UAPF using the pension calculator posted on the enpf.kz website in the section "Online Services - Forecast Pension Calculator". Before entering into an agreement, it is important to carefully read its terms in order to make an informed and informed decision. REFERENCE: As of 01.01.2025, during 2024, 62,592 contributors transferred pension savings from UAPF to insurance organizations in the amount of 394.54 billion tenge. For 6 months of the current year, as of 01.07.2025, 33,543 contributors sent 151.78 billion tenge from UAPF to insurance organizations.Source : https://www.gov.kz/memleket/entities/vko-glubokoe/press/news/details/1060475?lang=kk

Source : https://www.gov.kz/memleket/entities/almobl/press/news/details/1060477?lang=kk

On August 29, 2025, a press conference was held at the Regional Communications Service in East Kazakhstan region to discuss changes to the Tax Code. The event featured Kazybek Koishinov, Deputy Head of the State Revenue Department of East Kazakhstan region, and Gulmira Sabralimova, Head of the Office of Advocacy and Contact Center.​Kazybek Koishinov announced that the new Tax Code will take effect on January 1, 2026. This code aims to fundamentally change the approach to taxation, simplify tax administration, and introduce new digital services for both businesses and individuals.Next, Gulmira Sabralimova detailed the main changes, which includebasic corporate tax rate remains at 20%, but is differentiated. ( the rate for banks and gambling businesses will be 25%, while reduced rates will apply to the social sector and agricultural producers);VAT will increase to 16%. Preferential rates are set for medical services and medicines at (5% in 2026 and 10% in 2027).;a progressive PIT of 15% will be introduced for income exceeding 8,500 MCI;excise taxes on luxury goods and property taxes on assets valued over 450 million tenge will be increased. Additionally, special tax regimes (for self-employed individuals, simplified declarations, and farmers) have been optimized. New mechanisms for the gradual collection of tax arrears have also been introduced.Source : https://www.gov.kz/memleket/entities/kgd-vko/press/news/details/1060434?lang=kk

As part of the celebration of the Constitution Day of the Republic of Kazakhstan, members of the Ridder City Territorial Election Commission have developed thematic booklets, which are presented at the exhibition in the Central City Library named after him. Gogol.Source : https://www.gov.kz/memleket/entities/vko-ridder/press/news/details/1060384?lang=kk

If we look at the history of mankind, we can see that the prosperity of any country depends primarily on peace and understanding between its people. Because without unity and mutual trust, no success will last long. Stability in society is a strong pillar of economic power, social progress, and even international prestige. Today, there are many countries in different parts of the world that are torn apart by discord. While interethnic conflict is escalating in one country, religious conflict is plunging society into crisis in another. In such a situation, Kazakhstan's decision to make unity and friendship the core of state policy is a wise decision based on the historical experience of our people. The hospitality and generosity of the Kazakh people, their support for ethnic groups that have fallen into the hands of fate, are the solid foundation of today's social harmony. During the difficult years of deportation in the 20th century, thousands of ethnic groups found refuge on Kazakh soil and started a new life. This is a historical lesson that teaches us the value of peace. Friendship is a noble quality that unites people for a common goal, strengthens trust and solidarity. Its significance is especially significant for multi-ethnic Kazakhstan. Today, representatives of more than 130 ethnic groups live in harmony in our country and contribute to development. This is evidence that friendship not only unites society, but also connects cultures and enriches the country spiritually. The achievements of independent Kazakhstan - the emergence of a new capital, increased international prestige, economic success - all came about thanks to unity. Because where there is division, strength is dissipated, where there is unity, the labor of every citizen is used for the development of the country. The Assembly of the People of Kazakhstan is a unique example of strengthening peace and harmony. It not only preserves the culture of ethnic groups, but also gives each of them the opportunity to contribute to the development of the state. The fact that countries around the world recognize Kazakhstan's experience as a model of interethnic peace is proof of this. Political systems may change, economies may fluctuate. But friendship and unity are eternal values that stand the test of time. They do not lose their significance from year to year, but rather grow stronger. Therefore, preserving unity is protecting the future, and promoting friendship is strengthening peaceful life. This is a common duty for all of us. #МыВместе #PeaceAndHarmony #PeaceForAll #TogetherForPeace #АНК30жил #АНК30лет #APK30years #АНК #ANK

Dear residents of the Karaganda region!In accordance with paragraph 1 of Article 40 of the Administrative Procedure and Process Code of the Republic of Kazakhstan and based on the Order of the Minister of Labor and Social Protection of the Population of the Republic of Kazakhstan “On the Approval of the Regulations of the Ministry of Labor and Social Protection of the Population of the Republic of Kazakhstan”, we hereby inform you that, effective September 2, 2025, the working hours regulations of the Department of the Committee of State Labor Inspection of the Ministry of Labor and Social Protection of the Population of the Republic of Kazakhstan for the Karaganda region will be changed.The Department, with an eight-hour working day, will operate from 08:00 to 17:30. The lunch break is set from 13:00 to 14:30.Thank you for your attention!          Source : https://www.gov.kz/memleket/entities/karaganda-enbek/press/news/details/1060342?lang=kk

Social Work in the Penitentiary System to Be Developed Jointly by the CCES of the Ministry of Internal Affairs and the NAPSWAstana, August 26, 2025 – The Committee of the Criminal-Executive System (CCES) of the Ministry of Internal Affairs of the Republic of Kazakhstan and the National Alliance of Professional Social Workers (NAPSW), a republican public association, have signed a memorandum of cooperation.The document aims to develop and strengthen the institution of professional social work within the criminal-executive system and outlines joint activities in the following key areas:Psychological and social support for inmates – including counseling, trauma work, strengthening family ties, assistance with resocialization, and post-penitentiary support;Educational programs – training for CCES staff on social work and case management, development of specialized training courses and materials;Regulatory and legal initiatives – drafting proposals for the introduction of the “social worker” position in CCES institutions, development of job descriptions and interaction protocols, and the formation of a professional standard;Work with vulnerable groups – development of support programs for minors, women with children, and persons with disabilities in places of detention;Social reintegration – mentorship, assistance with employment, and access to social services after release.The cooperation between the CCES and the National Alliance of Professional Social Workers is aimed at implementing a human rights–based approach in social work within the penitentiary system. This approach emphasizes respect for human dignity, the protection of human rights, and the creation of humane conditions for inmates.Such a model will help strengthen the resocialization system, reduce the risk of reoffending, and promote more successful reintegration of former inmates into society.Source : https://www.gov.kz/memleket/entities/ps/press/news/details/1060306?lang=kk

Source : https://www.gov.kz/memleket/entities/mod/press/news/details/1060267?lang=kk

During the official ceremony dedicated to the 30th Anniversary of the Constitution of the Republic of Kazakhstan, the Head of the Labor Relations Control Department – State Labor Inspector Sayagul Erkebekova – was awarded a high state distinction, the medal “30 Years of the Constitution of the Republic of Kazakhstan.”This prestigious award is a recognition of her professional achievements, long-standing dedicated service, and substantial contribution to the development of labor legislation and the protection of workers’ rights.The team extends its heartfelt congratulations on this well-deserved honor and expresses deep appreciation for her commitment, professionalism, and sense of responsibility. We wish her good health, further accomplishments, and continued success in serving society and the state.Source : https://www.gov.kz/memleket/entities/karaganda-enbek/press/news/details/1060287?lang=kk

🟦During the meeting, President Kassym-Jomart Tokayev noted that CNPC is a long-standing strategic partner of Kazakhstan in the oil and gas sector.🟦He emphasized the high level of interaction achieved over the years of cooperation and expressed interest in further promoting large-scale joint projects that are of key importance for the country's energy sector.🟦Special attention was paid to the implementation of strategic initiatives in the field of hydrocarbon production and processing.🟦The President pointed out the importance of modernizing the Shymkent Oil Refinery, the capacity of which will reach 12 million tons, and also outlined the prospects for the development of gas chemical industries.🟦The construction of a urea plant in the Aktobe region was also discussed, which will give an additional impetus to the agro-industrial complex.t.me/aqorda_resmiSource : https://www.gov.kz/memleket/entities/kostanai-mendykarin-audany-akimat/press/news/details/1060262?lang=kk

UAPF JSC (hereinafter referred to as UAPF) presents a report on the management of pension assets by the National Bank of the Republic of Kazakhstan (hereinafter referred to as NBRK) and investment portfolio managers (hereinafter referred to as IPM) on the enpf.kz website in the section "Statistics and Analytics - Investment Management of Pension Assets".The total volume of pension assets as of August 1, 2025, under the management of the NBRK and IPM amounted to KZT24,857.25 bln. As of this date, UAPF pension assets under the trust management of the NBRK, formed through compulsory pension contributions (hereinafter referred to as CPC), compulsory occupational pension contributions (hereinafter referred to as COPC), voluntary pension contributions (hereinafter referred to as VPC), amounted to about KZT24,283.88 bln[1]. The volume of pension assets formed through the employer’s compulsory pension contributions (hereinafter referred to as ECPC), which are in the trust management of the NBRK, is KZT505.92 bln.Pension assets under the management of IPM amounted to more than KZT67.45 bln.Investment portfolio of pension assets managed by the National Bank of the Republic of KazakhstanThe National Bank, as a trustee of the UAPF pension assets, pursues a balanced investment policy: invests in various types of financial instruments by currencies, countries, sectors and issuers.The main areas of investment of pension assets formed through the CPC, COPC, VPC, as of August 1, 2025, are as follows: government securities of the Ministry of Finance of the Republic of Kazakhstan - 42.87%, bonds of quasi-public companies - 8.82%, bonds of second-tier banks of the Republic of Kazakhstan - 2.81%, shares and depositary receipts of issuers of the Republic of Kazakhstan - 1.86%, IFOs - 1.17%.The investment portfolio by currencies in which the financial instruments acquired through the CPC, COPC, and VPC are denominated, as of August 1, 2025, looks like this: investments in national currency - 57.23%, in US dollars - 42.76%, in other currencies - 0.003% of the pension asset portfolio.From the analysis of the structure of the income received, it follows that the income in the form of interest on securities, including on placed deposits and reverse repo transactions, amounted to KZT1,104.97 bln, income from the revaluation of foreign currency, excluding assets under external management, - KZT159.38 bln, income from assets under external management, including taking into account the exchange rate revaluation - KZT439.09 bln, other income - KZT5.01 bln. The market revaluation of securities was negative.The amount of accrued investment income over the past 12 months amounted to about KZT3.11 trln, the yield for this period was 14.74% with inflation at 11.80%. Let us recall that the return on pension assets for individual short-term periods of time is not an indicator of the effectiveness of their management, since income in the form of remuneration for financial instruments and other transactions accrued over a short period of time does not always cover fluctuations in the value of securities and exchange rates for a given period. Therefore, it is advisable to make an objective analysis of the amount of investment income for a period of at least one year.The main investment areas of ECPC as of August 1, 2025 are as follows: government securities of the Ministry of Finance of the Republic of Kazakhstan - 96.98%, deposits of the National Bank of the Republic of Kazakhstan - 2.84%. The investment portfolio at the expense of ECPC includes only financial instruments denominated in national currency. As of August 1, 2025, the ECPC yield over the past 12 months was 12.52%.A detailed structure of the investment portfolio of financial instruments managed by the National Bank of the Republic of Kazakhstan, indicating the issuers and an overview of investment activities are posted on the official website of UAPF. Information on the structure of the portfolio for pension assets formed at the expense of ECPC is also posted on the enpf.kz website.Investment Portfolio ManagersThe total volume of pension assets under IPM management is over KZT67.45 bln.As of 01.08.2025, pension assets under trust management of Jusan Invest JSC amounted to KZT12.58 bln.The company's main investments: government securities of the Ministry of Finance of the Republic of Kazakhstan - 18.71%, bonds of second-tier banks of the Republic of Kazakhstan - 17.57%, units of Exchange Traded Funds (ETF) - 17.07%, Repo - 14.99%, bonds of quasi-public organizations of the Republic of Kazakhstan - 9.38%, corporate bonds of foreign issuers - 6.76%, IFOs - 6.20%, corporate bonds of issuers of the Republic of Kazakhstan - 5.18%, government securities of foreign states - 2.81%. It should be noted that 73.29% of the portfolio is presented in tenge, 25.28% - in US dollars, 1.43% - in other currencies.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 13.92%.A detailed structure of the investment portfolio of financial instruments managed by Jusan Invest JSC, indicating the issuers, is presented on the UAPF website.As of 01.08.2025, pension assets under trust management of Halyk Global Markets JSC amounted to KZT6.16 bln.The main investments in the portfolio structure are as follows: "reverse repo" (up to 90 calendar days) - 42.89%, corporate bonds of foreign issuers - 11.61%, government securities of the Ministry of Finance of the Republic of Kazakhstan - 10.71%, bonds of second-tier banks of the Republic of Kazakhstan - 9.62%, equity instruments of foreign issuers (ETF units) - 7.77%, corporate bonds of organizations of the Republic of Kazakhstan - 5.54%, bonds of quasi-public organizations of the Republic of Kazakhstan - 5.31%, securities with the status of government, issued by the central governments of foreign states - 4.00%, shares and depositary receipts issued by organizations of the Republic of Kazakhstan - 2.33%. Investments in national currency amounted to 75.40% of the portfolio, in US dollars - 24.60%.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 13.87%.A detailed structure of the investment portfolio of financial instruments managed by Halyk Global Markets JSC with an indication of issuers is presented on the UAPF website.As of 01.08.2025, UAPF pension assets under trust management of BCC Invest JSC amounted to KZT7.28 bln.Main investment areas: bonds of the second-tier banks of the Republic of Kazakhstan - 22.66%, government securities of the Ministry of Finance of the Republic of Kazakhstan - 16.51%, bonds of quasi-public organizations of the Republic of Kazakhstan - 15.80%, corporate bonds of issuers-residents of the Republic of Kazakhstan - 15.41%, corporate bonds of foreign issuers - 12.40%, repo - 10.76%.Investments in national currency amounted to 75.08% of the portfolio, in US dollars - 24.92%.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 13.68%.A detailed structure of the investment portfolio of financial instruments managed by BCC Invest JSC, indicating the issuers, is presented on the UAPF website.As of 01.08.2025, UAPF pension assets under the trust management of Centras Securities JSC amounted to KZT2.78 bln.24.24% were invested in corporate bonds of issuers of the Republic of Kazakhstan, government securities of the Ministry of Finance of the Republic of Kazakhstan - 17.07%, bonds of quasi-public organizations - 12.93%, bonds of second-tier banks of the Republic of Kazakhstan - 12.45%, repo - 9.59%, US government bonds - 5.82%, shares and depositary receipts of issuers - residents of the Republic of Kazakhstan - 4.06%.Investments in national currency amounted to 68.03% of the portfolio, in US dollars - 31.97%.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 17.56%.A detailed structure of the investment portfolio of financial instruments managed by Centras Securities JSC with an indication of issuers is presented on the UAPF website.As of 01.08.2025, pension assets under trust management of SO Halyk Bank of Kazakhstan "Halyk Finance" JSC amounted to KZT38.65 bln.The main investments in the portfolio structure are as follows: government securities of the Ministry of Finance of the Republic of Kazakhstan - 22.93%, bonds of second-tier banks of the Republic of Kazakhstan - 10.44%, corporate bonds of foreign issuers - 9.47%, units of Exchange Traded Funds (ETF) - 8.08%, government securities of foreign states - 7.92%, IFOs - 7.08%, corporate bonds of issuers of the Republic of Kazakhstan - 5.66%, bonds of quasi-public organizations of the Republic of Kazakhstan - 3.45%, shares and depositary receipts of foreign issuers - 3.75%.59.40% of the portfolio is invested in national currency instruments, 40.60% in US dollars.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 15.26%.A detailed structure of the investment portfolio of financial instruments managed by SO Halyk Bank of Kazakhstan "Halyk Finance" JSC with an indication of issuers is available on the UAPF website.We remind you that from July 1, 2023, depositors can transfer to IPM trust management:up to 50% of pension savings formed through the CPC and COPC;up to 100% of pension savings formed through the CPC and COPC, in the event of concluding a pension annuity agreement with an insurance organization;up to 100% of pension savings formed through the VPC.UAPF was founded on August 22, 2013 on the basis of GNPF APF JSC. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Institution Committee of State Property and Privatization of the Ministry of Finance of the Republic of Kazakhstan. Trust management of UAPF pension assets is carried out by the National Bank of the Republic of Kazakhstan. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, employer’s compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, as well as carries out enrollment and accounting of voluntary pension contributions formed at the expense of the unclaimed amount of guaranteed compensation for the guaranteed deposit, transferred by the organization carrying out mandatory guarantee of deposits, in accordance with the Law of the Republic of Kazakhstan "On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan", ensures the implementation of pension benefits. The Fund also carries out accounting of target assets and target requirements, accounting and crediting of target savings (TS) to target savings accounts, payments of TS to their recipients in bank accounts, accounting for returns of TS in the manner determined by the Government of the Republic of Kazakhstan within the framework of the National Fund for Children program (More details at www.enpf.kz)Source : https://www.gov.kz/memleket/entities/abay-semey/press/news/details/1060211?lang=kk

The East Kazakhstan Regional Architectural-Ethnographic and Natural-Landscape Museum-Reserve hosted the opening of the exhibition of members of the photo club «Crystal» «Faces of the native land», dedicated to the 30th anniversary of the Constitution of the Republic of Kazakhstan. Congratulatory words were given by: the head of the representative office of Rossotrudnichestvo in Ust-Kamenogorsk Dyachenko Alexander Andreevich, deputy akim of the city Smith Irina Fedorovna, acting director of the MGI «Center for the Development of Creative Industry» Shaizanova Nazim.The photo club «Crystal», created in 1968, has for many years united professionals and amateurs of photography, for whom the art of the frame has become a way to express their attitude to life and preserve the unique beauty of their native land. The exhibition presents the works of more than 20 participants and demonstrates their high level of skill, and also confirms that photography remains a living and relevant art form.Source : https://www.gov.kz/memleket/entities/vko-cultura-arhiv/press/news/details/1060224?lang=kk

Source : https://www.gov.kz/memleket/entities/almobl-vod-irrigation/press/news/details/1060190?lang=kk

As of August 1, 2025, 126,468 applications worth USD16.51 million have been processed since February 1, 2024 - funds have been transferred by an authorized operator to be credited to applicants' bank accounts. Of these, 78,862 applications worth USD10.56 million were processed to improve housing conditions, 47,606 applications worth USD5.95 million were processed to pay for education. Let us remind you that the recipient of target savings (TS) has the right to use the entire amount or part of it. The unused balance is stored in a target savings account (TSA.)In the context of improving housing conditions, funds were most often used for the following purposes: replenishment of a deposit in housing construction savings for further accumulation (76,954 applications were completed for a total of USD10.32 million), making a down payment to obtain a mortgage housing loan for the purchase of housing - 619 applications for a total of USD77.82 thousand, acquisition of housing in ownership through civil law transactions (final settlement) - 478 applications for a total of USD57.02 thousand.The main areas of use of funds for payment for education were: payment for educational services of educational organizations located in the territory of the Republic of Kazakhstan, in installments (for each academic period or academic year) or in full at one time (for the entire period of study) (41,870 applications were completed for the amount of USD5.29 million), replenishment of an educational savings deposit under an agreement on an educational savings deposit (4,163 applications were completed for the amount of USD475.14 thousand), payment for educational services of foreign educational organizations in installments (for each academic period or academic year) or in full at one time (for the entire period of study) (1,284 applications were completed for the amount of USD151.67 thousand).Detailed information on payments of targeted savings for the purpose of improving housing conditions and/or paying for education, broken down by authorized operators and regions, can be found on the website enpf.kz.To receive payments of target savings, the recipient or his legal representative must contact the authorized operator with whom the UAPF has concluded a corresponding agreement. You can submit an application through the Internet resource or mobile application of one of the following authorized operators: Otbasy Bank JSC, Halyk Bank of Kazakhstan JSC. Note that from 01.08.2025, this list has been supplemented by a new authorized operator, Bank CenterCredit JSC.Let us recall that according to the "National Fund for Children" program, 50% of the investment income of the National Fund of the Republic of Kazakhstan is distributed once a year among children who are citizens of the Republic of Kazakhstan, who were born in 2006 and later. For 2023, all recipients of the TS were credited with USD100.52, for 2024 - USD129.38. Children who received the first funds from the National Fund in 2023, with the exception of those born in 2006, were credited with investment income in the amount of USD3.04 this year. As a result, the target savings of a child born in 2006 are USD100.52, and for a child born in 2007 - USD232.94.Adult citizens must independently obtain information about their TS through their personal account on the UAPF or e-government Internet resources, and then contact an authorized operator to open a bank account in US dollars and submit an online application for payment of TS to improve housing conditions and (or) pay for education.You can familiarize yourself with the terms of the program, get instructions, and answers to your questions on the website kids.enpf.kz and on the БЖЗҚ ЕНПФ YouTube channel. We also note that a video instruction on the implementation of the "National Fund for Children" program, the algorithm of actions before and after the child reaches adulthood is posted on the БЖЗҚ ЕНПФ YouTube channel at the link: https://www.youtube.com/watch?v=HHQNAxfskX8. UAPF was founded on August 22, 2013 on the basis of GNPF APF JSC. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Institution Committee of State Property and Privatization of the Ministry of Finance of the Republic of Kazakhstan. Trust management of UAPF pension assets is carried out by the National Bank of the Republic of Kazakhstan. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, employer’s compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, as well as carries out enrollment and accounting of voluntary pension contributions formed at the expense of the unclaimed amount of guaranteed compensation for the guaranteed deposit, transferred by the organization carrying out mandatory guarantee of deposits, in accordance with the Law of the Republic of Kazakhstan "On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan", ensures the implementation of pension benefits. The Fund also carries out accounting of target assets and target requirements, accounting and crediting of target savings (TS) to target savings accounts, payments of TS to their recipients in bank accounts, accounting for returns of TS in the manner determined by the Government of the Republic of Kazakhstan within the framework of the National Fund for Children program (More details at www.enpf.kz)Source : https://www.gov.kz/memleket/entities/abay-semey/press/news/details/1060192?lang=kk

Source : https://www.gov.kz/memleket/entities/almobl-vod-irrigation/press/news/details/1060202?lang=kk

The chairman of the Zhaksyn district maslikhat, akims of villages and rural districts, heads of executive bodies funded from the local budget, district territorial state bodies, and media representatives were invited to the meeting of the akimat. The following issues were considered during the meeting::1. About the preparations for the harvesting campaign in the Zhaksyn district;2. On the readiness of heat supply facilities in the Zhaksyn district for the 2025-2026 heating season.Akim of the district presented the badge and certificate "Auyl sharuashylygy salasyn uzdigi", dedicated to the Day of the Veterinary Worker, to the chief specialist of the Zhaksyn district territorial inspection of the Committee for Veterinary Control and Supervision of the Ministry of Agriculture of the Republic of Kazakhstan, Bolat Yelkeev Gabdyzhauatovich.After the meeting of the akimat of the district, a meeting on current issues was held.The following issue was considered on the agenda of the meeting:1. On carrying out work on landscaping and landscaping of the Zhaksynsky district.  Source : https://www.gov.kz/memleket/entities/aqmola-zhaksy/press/news/details/1060150?lang=kk

As of August 1, 2025, pension savings of Kazakhstanis exceeded KZT24.84 trln, showing growth over 12 months of KZT4.60 trln or 22.7%.Pension savings formed through compulsory pension contributions (CPC) amounted to KZT23.62 trln as of August 1, 2025, having increased by 21.1% over 12 months. The amount of pension savings through compulsory occupational pension contributions (COPC) is KZT704.72 bln (growth over 12 months is 14.0%). The maximum increase over the past 12 months (36.0%) was shown by savings on voluntary pension contributions (VPC), amounting to KZT9.06 bln.As of 01.08.2025, the amount of pension savings from employer’s compulsory pension contributions (ECPC), received from January 1, 2024 to the pension accounts of contributors (beneficiaries), amounted to KZT506.66 bln.ReceiptsThe increase in savings is provided by pension contributions and investment income.Pension contributions to contributors' accounts for 7 months of 2025 amounted to KZT1.84 trln (an increase of 18.4% or KZT286.31 bln compared to the previous year's figure).Individual pension savings accounts (IPSA) for CPC accounting since the beginning of the year as of 01.08.2025 received KZT 1,508.32 bln (compared to the same period last year, the CPC volume increased by 10.5%), COPC - KZT 78.97 bln (an increase of 19.6%), VPC - KZT 1.51 bln. Contributions from ECPC for 7 months of 2025 amounted to KZT 249.38 bln.Benefit payments and transfersPayments for all types of contributions and transfers to insurance organizations from the UAPF for 7 months of 2025 amounted to KZT965.18 bln, which exceeds the volume of payments of last year by 58.6% or KZT356.54 bln.The majority of payments are lump sum pension benefit payments (LSPBP) for improving housing conditions and pay for medical treatment – KZT 563.03 bln.Age-related benefit payments as of 01.08.2025 increased by 21.8% over 12 months and amounted to KZT 139.52 bln. It should be noted that the amount of the average monthly payment according to the schedule from the UAPF in connection with reaching retirement age was 35,683 tenge.From the beginning of the year to 01.08.2025, inheritance payments were also made - KZT41.32 bln, payments in connection with leaving for permanent residence outside the Republic of Kazakhstan - KZT23.77 bln, payments to persons with disabilities – KZT 1.85 bln, funeral payments - KZT6.33 bln. An amount of KZT189.36 bln was transferred to insurance organizations.Number of IPSAThe total number of pension accounts in the UAPF as of August 1, 2025 was 17.77 million units (growth over 12 months - 1.31 million units or 8.0%). At the same time, the number of IPSA contributors (beneficiaries) in the UAPF as of August 1, 2025 was 12.60 million units, of which: 11.21 million - by CPC, 743.15 thousand - by COPC, 456.44 thousand - by VPC.The number of notional pension accounts in the UAPF, which take into account information on received ECPC in accordance with the legislation of the Republic of Kazakhstan, was 5.17 million units.All up-to-date information on statistical data on pension assets is posted on the enpf.kz website in the Statistics and Analytics section. UAPF was founded on August 22, 2013 on the basis of GNPF APF JSC. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Institution Committee of State Property and Privatization of the Ministry of Finance of the Republic of Kazakhstan. Trust management of UAPF pension assets is carried out by the National Bank of the Republic of Kazakhstan. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, employer’s compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, as well as carries out enrollment and accounting of voluntary pension contributions formed at the expense of the unclaimed amount of guaranteed compensation for the guaranteed deposit, transferred by the organization carrying out mandatory guarantee of deposits, in accordance with the Law of the Republic of Kazakhstan "On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan", ensures the implementation of pension benefits. The Fund also carries out accounting of target assets and target requirements, accounting and crediting of target savings (TS) to target savings accounts, payments of TS to their recipients in bank accounts, accounting for returns of TS in the manner determined by the Government of the Republic of Kazakhstan within the framework of the National Fund for Children program (More details at www.enpf.kz)Source : https://www.gov.kz/memleket/entities/abay-semey/press/news/details/1060204?lang=kk

UAPF JSC (hereinafter referred to as UAPF) presents a report on the management of pension assets by the National Bank of the Republic of Kazakhstan (hereinafter referred to as NBRK) and investment portfolio managers (hereinafter referred to as IPM) on the enpf.kz website in the section "Statistics and Analytics - Investment Management of Pension Assets". The total volume of pension assets as of August 1, 2025, under the management of the NBRK and IPM amounted to KZT24,857.25 bln. As of this date, UAPF pension assets under the trust management of the NBRK, formed through compulsory pension contributions (hereinafter referred to as CPC), compulsory occupational pension contributions (hereinafter referred to as COPC), voluntary pension contributions (hereinafter referred to as VPC), amounted to about KZT24,283.88 bln[1]. The volume of pension assets formed through the employer’s compulsory pension contributions (hereinafter referred to as ECPC), which are in the trust management of the NBRK, is KZT505.92 bln.Pension assets under the management of IPM amounted to more than KZT67.45 bln. Investment portfolio of pension assets managed by the National Bank of the Republic of Kazakhstan The National Bank, as a trustee of the UAPF pension assets, pursues a balanced investment policy: invests in various types of financial instruments by currencies, countries, sectors and issuers.The main areas of investment of pension assets formed through the CPC, COPC, VPC, as of August 1, 2025, are as follows: government securities of the Ministry of Finance of the Republic of Kazakhstan - 42.87%, bonds of quasi-public companies - 8.82%, bonds of second-tier banks of the Republic of Kazakhstan - 2.81%, shares and depositary receipts of issuers of the Republic of Kazakhstan - 1.86%, IFOs - 1.17%.The investment portfolio by currencies in which the financial instruments acquired through the CPC, COPC, and VPC are denominated, as of August 1, 2025, looks like this: investments in national currency - 57.23%, in US dollars - 42.76%, in other currencies - 0.003% of the pension asset portfolio.From the analysis of the structure of the income received, it follows that the income in the form of interest on securities, including on placed deposits and reverse repo transactions, amounted to KZT1,104.97 bln, income from the revaluation of foreign currency, excluding assets under external management, - KZT159.38 bln, income from assets under external management, including taking into account the exchange rate revaluation - KZT439.09 bln, other income - KZT5.01 bln. The market revaluation of securities was negative.The amount of accrued investment income over the past 12 months amounted to about KZT3.11 trln, the yield for this period was 14.74% with inflation at 11.80%. Let us recall that the return on pension assets for individual short-term periods of time is not an indicator of the effectiveness of their management, since income in the form of remuneration for financial instruments and other transactions accrued over a short period of time does not always cover fluctuations in the value of securities and exchange rates for a given period. Therefore, it is advisable to make an objective analysis of the amount of investment income for a period of at least one year. The main investment areas of ECPC as of August 1, 2025 are as follows: government securities of the Ministry of Finance of the Republic of Kazakhstan - 96.98%, deposits of the National Bank of the Republic of Kazakhstan - 2.84%. The investment portfolio at the expense of ECPC includes only financial instruments denominated in national currency. As of August 1, 2025, the ECPC yield over the past 12 months was 12.52%.A detailed structure of the investment portfolio of financial instruments managed by the National Bank of the Republic of Kazakhstan, indicating the issuers and an overview of investment activities are posted on the official website of UAPF. Information on the structure of the portfolio for pension assets formed at the expense of ECPC is also posted on the enpf.kz website. Investment Portfolio Managers The total volume of pension assets under IPM management is over KZT67.45 bln.As of 01.08.2025, pension assets under trust management of Jusan Invest JSC amounted to KZT12.58 bln.The company's main investments: government securities of the Ministry of Finance of the Republic of Kazakhstan - 18.71%, bonds of second-tier banks of the Republic of Kazakhstan - 17.57%, units of Exchange Traded Funds (ETF) - 17.07%, Repo - 14.99%, bonds of quasi-public organizations of the Republic of Kazakhstan - 9.38%, corporate bonds of foreign issuers - 6.76%, IFOs - 6.20%, corporate bonds of issuers of the Republic of Kazakhstan - 5.18%, government securities of foreign states - 2.81%. It should be noted that 73.29% of the portfolio is presented in tenge, 25.28% - in US dollars, 1.43% - in other currencies.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 13.92%.A detailed structure of the investment portfolio of financial instruments managed by Jusan Invest JSC, indicating the issuers, is presented on the UAPF website. As of 01.08.2025, pension assets under trust management of Halyk Global Markets JSC amounted to KZT6.16 bln.The main investments in the portfolio structure are as follows: "reverse repo" (up to 90 calendar days) - 42.89%, corporate bonds of foreign issuers - 11.61%, government securities of the Ministry of Finance of the Republic of Kazakhstan - 10.71%, bonds of second-tier banks of the Republic of Kazakhstan - 9.62%, equity instruments of foreign issuers (ETF units) - 7.77%, corporate bonds of organizations of the Republic of Kazakhstan - 5.54%, bonds of quasi-public organizations of the Republic of Kazakhstan - 5.31%, securities with the status of government, issued by the central governments of foreign states - 4.00%, shares and depositary receipts issued by organizations of the Republic of Kazakhstan - 2.33%. Investments in national currency amounted to 75.40% of the portfolio, in US dollars - 24.60%.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 13.87%.A detailed structure of the investment portfolio of financial instruments managed by Halyk Global Markets JSC with an indication of issuers is presented on the UAPF website. As of 01.08.2025, UAPF pension assets under trust management of BCC Invest JSC amounted to KZT7.28 bln.Main investment areas: bonds of the second-tier banks of the Republic of Kazakhstan - 22.66%, government securities of the Ministry of Finance of the Republic of Kazakhstan - 16.51%, bonds of quasi-public organizations of the Republic of Kazakhstan - 15.80%, corporate bonds of issuers-residents of the Republic of Kazakhstan - 15.41%, corporate bonds of foreign issuers - 12.40%, repo - 10.76%.Investments in national currency amounted to 75.08% of the portfolio, in US dollars - 24.92%.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 13.68%.A detailed structure of the investment portfolio of financial instruments managed by BCC Invest JSC, indicating the issuers, is presented on the UAPF website. As of 01.08.2025, UAPF pension assets under the trust management of Centras Securities JSC amounted to KZT2.78 bln.24.24% were invested in corporate bonds of issuers of the Republic of Kazakhstan, government securities of the Ministry of Finance of the Republic of Kazakhstan - 17.07%, bonds of quasi-public organizations - 12.93%, bonds of second-tier banks of the Republic of Kazakhstan - 12.45%, repo - 9.59%, US government bonds - 5.82%, shares and depositary receipts of issuers - residents of the Republic of Kazakhstan - 4.06%.Investments in national currency amounted to 68.03% of the portfolio, in US dollars - 31.97%.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 17.56%.A detailed structure of the investment portfolio of financial instruments managed by Centras Securities JSC with an indication of issuers is presented on the UAPF website. As of 01.08.2025, pension assets under trust management of SO Halyk Bank of Kazakhstan "Halyk Finance" JSC amounted to KZT38.65 bln.The main investments in the portfolio structure are as follows: government securities of the Ministry of Finance of the Republic of Kazakhstan - 22.93%, bonds of second-tier banks of the Republic of Kazakhstan - 10.44%, corporate bonds of foreign issuers - 9.47%, units of Exchange Traded Funds (ETF) - 8.08%, government securities of foreign states - 7.92%, IFOs - 7.08%, corporate bonds of issuers of the Republic of Kazakhstan - 5.66%, bonds of quasi-public organizations of the Republic of Kazakhstan - 3.45%, shares and depositary receipts of foreign issuers - 3.75%.59.40% of the portfolio is invested in national currency instruments, 40.60% in US dollars.As of August 1, 2025, the return on UAPF pension assets over the past 12 months, distributed to the accounts of contributors (beneficiaries), amounted to 15.26%.A detailed structure of the investment portfolio of financial instruments managed by SO Halyk Bank of Kazakhstan "Halyk Finance" JSC with an indication of issuers is available on the UAPF website. We remind you that from July 1, 2023, depositors can transfer to IPM trust management:up to 50% of pension savings formed through the CPC and COPC;up to 100% of pension savings formed through the CPC and COPC, in the event of concluding a pension annuity agreement with an insurance organization;up to 100% of pension savings formed through the VPC. [1] less money in pension contribution and payment accountsSource : https://www.gov.kz/memleket/entities/vko-glubokoe/press/news/details/1060454?lang=kk

Abu Dhabi, August 19, 2025 – A meeting was held between the Ambassador of the Republic of Kazakhstan to the United Arab Emirates, H.E. R.Zhumabek, and the UAE Undersecretary of the Ministry of Investment, H.E. Mohammed Al Hawi. The key topic of the negotiations was the practical steps to further deepen bilateral investment cooperation.The parties paid special attention to the implementation of specific investment projects, agreements on which were reached at the highest level during the visit of the President of the Republic of Kazakhstan, Kassym-Jomart Kemelevich Tokayev, to Abu Dhabi this January and the official visit of the Crown Prince of Abu Dhabi, Sheikh Khaled bin Mohamed bin Zayed Al Nahyan, to Astana. The parties underlined their mutual commitment to the timely and full implementation of all agreements reached, which hold strategic importance for the economies of both countries.During the meeting, a thorough exchange of views took place on attracting investment in the context of modern global trends. The parties noted the growing importance of sectors such as Artificial Intelligence (AI), Information and Communication Technologies (ICT), as well as the development of modern trade infrastructure and logistics.The need to continue joint work on creating favorable conditions for investors operating in these promising sectors was noted.The parties also discussed further support for investment projects already being implemented, both in Kazakhstan and in the UAE, and outlined possible ways and directions for the further expansion of mutually beneficial relations.Source : https://www.gov.kz/memleket/entities/mfa-abudhabi/press/news/details/1060166?lang=kk

         On August 28, 2025, the State Revenue Committee of the Ministry of Finance of the Republic of Kazakhstan held a meeting with representatives of the BOMCA Programme and the United Nations Development Programme. As part of the event, equipment for mobile customs teams was officially handed over.         In his opening remarks, Deputy Chairman of the State Revenue Committee Mr. B.O. Slyamov expressed his gratitude to the BOMCA Programme and UNDP for their continuous support and fruitful cooperation.         The meeting placed particular emphasis on the importance of mobile customs teams, which have already received a solid legal foundation in Kazakhstan. The introduction of modern technologies will enable more effective detection and prevention of customs legislation violations, including illicit trade in goods, smuggling, and non-compliance with existing restrictions.         The BOMCA Programme continues to play a key role in promoting best international practices. The State Revenue Committee of the Ministry of Finance of Kazakhstan stands ready to actively participate in joint projects and initiatives aimed at developing modern and innovative customs administration.Source : https://www.gov.kz/memleket/entities/kgd/press/news/details/1060174?lang=kk